Welcome to this beautifully updated Cass Gilbert-style cottage, perfectly situated on 70+ feet of prime lakeshore in the highly desirable Cottage Park neighborhood. Blending timeless architectural charm with modern amenities, this spacious home offers thoughtfully designed updates throughout. The main level features an inviting kitchen with a dining area and cozy gas fireplace, a bright family room, charming sunroom with new windows and carpet, sitting room, and formal dining or living room--providing flexible spaces for everyday living and entertaining. A newly added breezeway, mudroom, and laundry room offer convenience and expanded functionality. The new attached garage includes a workshop area. Upstairs, you'll find four bedrooms, an attached ensuite bath and a fully remodeled bathroom. Large windows throughout the home showcase stunning lake views and fill the rooms with natural light. The walkout lower level adds even more living space with a second family room, bathroom, additional laundry room, and ample storage. A standout feature of this home is the added versatile private suite--perfect as a mother-in-law suite, guest retreat, home office, or multi-generational living space. This thoughtfully designed area includes its own bedroom, bathroom, family room, office, and wetbar, plus direct access to a private deck overlooking the lake, making it an ideal independent living space. Located within walking distance to downtown White Bear Lake, you can enjoy boutique shopping, dining, and community events just steps from your door. This rare lakeshore opportunity offers modern living, classic character, and an unbeatable location.